RECRYPBuilding the rails beneath sovereign digital money.
Recryp is the interoperability and settlement layer connecting central bank digital currencies, regulated stablecoins, and cross-border trade — the fintech infrastructure above the world's sovereign rails.
Money is going sovereign and digital. The rails connecting it aren't built yet.
Correspondent banking routes a cross-border payment through three, four, sometimes five intermediary banks — each one a delay, a fee, and a compliance checkpoint. Central banks are now issuing their own digital currencies to fix this domestically.
But a rupee-denominated CBDC still can't talk to a dirham-denominated one. Every sovereign is building its own rail in isolation. Nobody is building the layer that connects them — the equivalent of what SWIFT did for correspondent banking, rebuilt for programmable, sovereign-issued money.
That's the layer Recryp is building: infrastructure that lets a central bank, a commercial bank, or a business moving goods across a border settle in sovereign digital currency directly — compliant, atomic, and without the correspondent chain.
countries, representing an estimated 98% of global GDP, are actively exploring or piloting a CBDC.
typical time for a cross-border payment to clear a correspondent-banking chain.
moves across borders every year — with no common settlement layer for sovereign digital currencies.
Sources: Atlantic Council CBDC Tracker, BIS cross-border payment estimates, industry research — figures are directional, not audited.
One stack. Every sovereign rail.
Recryp sits above the world's central bank digital currencies and regulated stablecoins as a single interoperability layer — four disciplines, one settlement fabric, in the order value actually moves through them.
Connectivity
Bridges & MessagingDirect API and messaging bridges into central bank digital currency networks and regulated stablecoin issuers — ISO 20022–native, built for the rails sovereigns are already deploying rather than a parallel network they'd have to adopt.
Compliance
Travel Rule & PolicyTravel Rule data, sanctions screening, and jurisdiction-aware policy enforcement run inside every transaction — not bolted on after settlement, but part of how the transaction is constructed in the first place.
Settlement
Atomic & Real-TimeAtomic, real-time settlement across sovereign currency pairs — no correspondent chain, no nostro/vostro float sitting idle overnight, no settlement risk between legs of the transaction.
Liquidity & FX
Price DiscoveryProgrammatic price discovery and FX matching between sovereign digital currencies, so value moves at the rate information travels — not at the rate a banking day opens and closes.
Institutions moving value across sovereign rails.
Recryp is infrastructure, not a consumer product — built for the institutions that issue, move, and depend on sovereign digital currency.
Central Banks & Sovereigns
Interoperability infrastructure for CBDC pilots and live issuance — connect to other sovereign rails without negotiating a bilateral bridge for every corridor.
Read more →Commercial Banks & PSPs
One integration point for CBDC-denominated settlement, instead of a new bilateral connection every time a corridor opens.
Read more →Cross-Border Trade & Corporates
Move trade finance and payables across currencies at settlement speed, with compliance built into the rail, not bolted onto the workflow.
Read more →Fintechs & Neobanks
Programmable access to sovereign digital currency rails through one API, so on/off-ramp and cross-border products build on infrastructure, not workarounds.
Read more →Institutional Investors & Treasuries
Direct settlement access to sovereign digital currency markets, without routing capital through a legacy correspondent chain.
Read more →Regulators & Standards Bodies
A neutral interoperability layer designed to be auditable and policy-configurable by jurisdiction, not a black box sitting between sovereign systems.
Read more →Early. Deliberate. Built in the open with the institutions who'll use it.
We're pre-seed and building in stealth. This is the honest state of the build — no shortcuts on the sequence.
Thesis & Research
Mapping CBDC pilots, regulatory frameworks, and priority cross-border corridors across sovereign issuers.
Protocol Design
Architecture for connectivity, compliance, and settlement across the first corridor pair.
Sandbox Partnerships
Working inside regulatory sandboxes with early central bank and institutional pilot partners.
First Corridor Live
Settlement live between two sovereign digital currency rails, end to end.
Building a sovereign rail? Or backing the layer above it?
We're talking with central banks, financial institutions, and early-stage investors who see where sovereign digital currency is headed. If that's you, reach out directly.